Is it too early to buy a home in today's Real Estate market ?,,,,,, Long term, the answer is NO ! With today's interest rates between 4% and 4.5% for 30 year fixed, and prices coming down, its a good time to buy. There is a good chance, you can have your mortgage payment less than what you could be paying in rent ! And if that is the case, why be concerned if Real Estate prices have reached the bottom. Think about it,,,,,, play with the numbers.